Upon turning 65, you will be enrolled in Medicare automatically. There are two parts to Medicare, however. The first is Part A which is at no cost to you. The second is Part B where you will need to pay a monthly premium. While these two parts will cover about 80% of fees including expenses related to hospital and emergency stays, doctor visits and some medical expenses, there are still gaps within your coverage that can cost a significant amount of money. There is Medicare supplemental insurance you can buy in West Virginia that will provide you with the coverage to fill these gaps. Here at 1800medigap.com, we offer various supplemental insurance plans to fit all of your insurance needs.