Medicare Insurance will be a topic of discussion when you start thinking about retirement. You will have several questions, and we want to help you navigate this proces.QQQQQQ
With over 10,000 people a day turning 65 we have practice answering questions related to retirement, medicare and how to mazimize benefits while reducing exposure.
There are over 150 Medicare Supplement Companies in the US, and they all have different prices. Our comparison tools will help you find the lowest price in your area. The plans are federally designed, so benefits are the same from carrier to carrier.
America's Trusted Source for Medicare Supplemental Insurance!
Most Americans on Medicare Part A and Medicare Part B choose a Medigap plan to help mininize their out of pocket exposure. Medicare Supplemental Insurance is private insurance designed to fill in the gap's left by Medicare.
Over 150 Private Insurance Companies offer medicare supplemental insurance in the US, all offering the standardized plans set by the US Governnment. This is important to understand becasue different carriers will offer different prices, but they all have to offer the EXACT SAME PLAN BENEFITS! (It's the LAW)
A type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits. Medicare Advantage Plans include Health Maintenance Organizations, Preferred Provider Organizations, Private Fee-for-Service Plans, Special Needs Plans, and Medicare Medical Savings Account Plans. If you’re enrolled in a Medicare Advantage Plan, most Medicare services are covered through the plan and aren’t paid for under Original Medicare. Most Medicare Advantage Plans offer prescription drug coverage.
The government and insurance companies, along with their lawyers have made medicare so confusing, so here is our attemp to answer the top 10 Medicare Supplement Qustions asked by our every day callers.
As long as you can meet the underwriting guidlines you can move from one Medicare Supplement Plan to another. Most times if you are going down in benefits you can change any time too.
NO, the insurance companies pay the agents directly and have both internal and external agents. YOU WILL NOT PAY DIFFERENT PRICES FOR THE SAME PLAN, FROM THE SAME COMPANY!
You should buy your medicare supplement within the 90 days before your PART B start date or 90 day after.
There are different reasons for rates to change including but not limited to your age, your birthday, area rate band changes, network changes, regulations and more.... but different carriers have different increases, so you should discuss this with your professional.
Many Insurance Companies offer Roommate or spousal discounts, check with your agent!
Yes, you will continue to pay for medicare because your supplement is just that, a supplement, to the Medicare Part A and Part B.
Yes. As long as your doctor takes Medicare, they will typically take a medicare suplement in order to get paid.
If you can qualify medically you can change your supplement plan anytime.
Medigap Plan G offers all of the benefits of Plan F, with the exception of the Part B deductible.
Many people wonder why does one medigap insurance company charge a different rate for the same plan, and it's simple...ADVERTISING, Expenses and PROFIT! EXAMPLE: One of the top suppliers in the space spends over 50 million a year in TV advertising alone, someone has to pay for it, thats you! There are many other reasons, but at the end of the day, the PLAN F is the PLAN F no matter what insurance company underwrites it.
Our goal is to provide outstanding service to our customers, and we are happy that many of them believe we have met our goal. Check out what our customers have to say!
- Jenny McLane, MI
- Jahn Kovalsky, AK
- Meggie Patterson, GA
- Billy McDillon - TX