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Medicare Supplemental Insurance Medicare Supplement MEDIGAP Supplement to Medicare
Medicare Advantage

1-800-MEDIGAP is America's Trusted Help-Line for Medicare Supplements!

Retirement can be confusing, but we're here to help. Our professionals are trained, certified and licensed by your State department of Insurance to assist you in this confusing time. Our goal is to provide qualified help when and how you need it.

Turning 65
Turning 65 or New to Medicare?

With over 10,000 people a day turning 65 we have practice answering questions related to retirement, medicare and how to mazimize benefits while reducing exposure.

save money on my medicare supplement
Already on Medicare and need a way to save money?

There are over 150 Medicare Supplement Companies in the US, and they all have different prices. Our comparison tools will help you find the lowest price in your area. The plans are federally designed, so benefits are the same from carrier to carrier.

1-800-MEDIGAP

America's Trusted Source for Medicare Insurance !

Medigap

Most Americans on Medicare Part A and Medicare Part B choose a Medigap plan to help mininize their out of pocket exposure. Medicare Supplemental Insurance is private insurance designed to fill in the gap's left by Medicare.

Medicare Supplemental Insurance

Over 150 Private Insurance Companies offer medicare supplemental insurance in the US, all offering the standardized plans set by the US Governnment. This is important to understand becasue different carriers will offer different prices, but they all have to offer the EXACT SAME PLAN BENEFITS! (It's the LAW)

Medicare Advantage Insurance

A type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits. Medicare Advantage Plans include Health Maintenance Organizations, Preferred Provider Organizations, Private Fee-for-Service Plans, Special Needs Plans, and Medicare Medical Savings Account Plans. If you’re enrolled in a Medicare Advantage Plan, most Medicare services are covered through the plan and aren’t paid for under Original Medicare. Most Medicare Advantage Plans offer prescription drug coverage.

Top 10 Medicare Supplement Questions?

The government and insurance companies, along with their lawyers have made medicare so confusing, so here is our attemp to answer the top 10 Medicare Supplement Qustions asked by our every day callers.

When can I change my medicare supplement plans?

As long as you can meet the underwriting guidlines you can move from one Medicare Supplement Plan to another. Most times if you are going down in benefits you can change any time too.

Is it cheaper to buy a Medigap plan directly from the carrier?

NO, the insurance companies pay the agents directly and have both internal and external agents. YOU WILL NOT PAY DIFFERENT PRICES FOR THE SAME PLAN, FROM THE SAME COMPANY!

When should I buy a Medicare Supplement?

You should buy your medicare supplement within the 90 days before your PART B start date or 90 day after.

Will my Medicare Supplement premium increase?

YES!

There are different reasons for rates to change including but not limited to your age, your birthday, area rate band changes, network changes, regulations and more.... but different carriers have different increases, so you should discuss this with your professional.

How do I get a discount on my Medicare Supplement?

Many Insurance Companies offer Roommate or spousal discounts, check with your agent!

Do I still pay for my Medicare if I buy a Medicare Supplement?

Yes, you will continue to pay for medicare because your supplement is just that, a supplement, to the Medicare Part A and Part B.

Can I keep my doctor if I buy a Medicare Supplement?

Yes. As long as your doctor takes Medicare, they will typically take a medicare suplement in order to get paid.

What if I don't like my medicare supplement plan?

If you can qualify medically you can change your supplement plan anytime.

What is the difference between Medicare Supplement Plan G and Medicare Supplement Plan F ?

Medigap Plan G offers all of the benefits of Plan F, with the exception of the Part B deductible.

Why do medicare supplement insurance companies charge different prices for the same plan?

Many people wonder why does one medigap insurance company charge a different rate for the same plan, and it's simple...ADVERTISING, Expenses and PROFIT! EXAMPLE: One of the top suppliers in the space spends over 50 million a year in TV advertising alone, someone has to pay for it, thats you! There are many other reasons, but at the end of the day, the PLAN F is the PLAN F no matter what insurance company underwrites it.

What do our customer have to say about 1-800-MEDIGAP?

Our goal is to provide outstanding service to our customers, and we are happy that many of them believe we have met our goal. Check out what our customers have to say!